Find address from phone number
(Accurint), and Dun & Bradstreet. find address from phone number Indiana police records. Other smaller companies cover certain regions (e. g. , Superior Information Services, LLC), or types of data (e. find address from phone number National missing children. g. , GovernmentRecords. Com), and sometimes supply data to the major vendors. find address from phone number Carol mccormick missing piece. In addition to commercial vendors, government agencies provide online access to public records. The Health Resources & Services Administration of the Department of Health and Human Services, for example, publishes information about people who default on a Health Education Assistance Loan. Various state corrections bureaus offer databases containing prisoner information. Many federal and state courts enable online access to court dockets and case information. Some county governments make property ownership and tax assessment records available. While many government-sponsored databases enable free or low-cost easy access, the same is not generally true of commercial vendors. (KnowX LLC, owned by ChoicePoint presents one exception, but it provides access to data deemed public information for all legal purposes. )Commercial vendors usually sell subscriptions only to businesses, or other groups, that meet the permissible use requirements of the various federal privacy laws. These typically include law firms, private investigators, law enforcement, financial institutions, and insurance companies. Applying for access normally involves filling out an application, providing references and evidence of business status, and submitting a permissible use statement. Remaining a subscriber may mean submitting to audits and providing a permissible use for each query. Those who violate the privacy laws, or a vendor's self-policing policies, may find their account terminated, or face FTC sanctions or fines. Despite what some news articles suggest, permissible uses do not include providing nosy neighbors with a report containing your "social security number, credit profile, employment history, travel records, court records, personal interests, and serious health conditions. "Credit reports, or documents that list your credit transactions with financial institutions and other businesses, and that typically contain your current home address, telephone number, social security number, and employer, are available to businesses only under certain conditions; e. g. , you apply for employment, credit, or insurance. Travel records, personal interests, and serious health conditions do not constitute public information unless you make it available via a public document like an openly accessible Web page or a court filing. On the other hand, employers may retain information about your business travel for tax purposes. Similarly, doctors, hospitals, and insurance companies may have access to information about serious health conditions. But data in these categories does not reside in public records databases like those provided by ChoicePoint, LexisNexis, Seisint, and others. What about your FBI profile? Is it available for sale? No. Neither employers, nor others outside law enforcement, may access your FBI profile. You, on the other hand, may obtain a copy by submitting a written request under the Freedom of Information Act and paying the required fee. As for the sale of personal information to identity thieves, unscrupulous information brokers undoubtedly exist. The Federal Trade Commission (FTC) in fact charged, sanctioned and fined three last March who obtained consumers' private financial information under false pretenses. (4)The agency also issued over 200 warning letters to individual firms whose Web sites or advertising boasted illegal practices known as pretexting. (5) While these deplorable acts cast a shadow on the entire profession, such shysters nonetheless represent a minority. Moreover, the FTC does not know how many incidents of identity theft actually result from the illegal sale of personal information from online sources like ChoicePoint. The agency's recent statistics indicate that in cases where the victim learned how the personal information had been gathered, the most common access method involved a relative or person known to the victim. (6)(1) What They (Don't) Know About YouWired, 11 May 2001http://www. wired. com/news/privacy/0,1848,43743,00. html(2) FBI Will Tap into Personal ProfilesSan Diego Union Tribune, 3 September 2002http://www. signonsandiego. com/news/nation/20020903-1227-n75512. html(3) Daniel J. Solove, Access and Aggregation: Public Records, Privacy and the Constitution86 Minn. L. Rev. 1137, 1191 (2002)http://law. shu. edu/faculty/fulltime_faculty/soloveda/Privacy-Records%20FINAL%20(PDF). pdf(4) Information Brokers Settle FTC ChargesPress Release, Federal Trade Commission, 8 March 2002http://www. ftc. gov/opa/2002/03/pretextingsettlements. htm(5) Chairman Details Progress Made in Implementing The Federal Trade Commission's New Privacy AgendaFederal Trade Commission, 11 June 2002http://www. ftc. gov/opa/2002/06/neteconspch. htm(6) Identity Theft: Prevalence and Cost Appear to be GrowingGeneral Accounting Office, March 2002http://www. consumer. gov/idtheft/reports/gao-d02363. pdfLynn Peterson is president of PFC Information Services, Inc. , a public records research firm located in Oakland, California. Genie Tyburski is Web Manager of The Virtual Chase, a service of the law firm Ballard Spahr Andrews & Ingersoll. Search HeadlinesNOTE: Article links often change.
Find address from phone number
Arizona || Find address from phone number || Search-for-family-tree-for-free || Search-for-family-tree-for-free