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Just to help you compare.
Donator Bank: .75% Gang Bank: .50% Non-donator Bank: .375%

Deposits:


(Investing your extra money in our bank)
Interest is based on how often you want your payout.
The interest decides how much you are paid (not me)

Terms:
Daily- everyday
Weekly- every 7 days
Monthly- every 28 days
Bimonthly- every 56 days

Rates
Daily- .4%
Weekly-.42% (times 7)
Monthly-.45% (times 28)
Bimonthly-.48% (times 56)

Wii gang members have different rates
Daily-.42%
Weekly-.45%
Monthly-.48%
Bimonthly-.50% (that's right. The maximum gang bank interest rate)

Question Answered
Why do I give more out if you choose a longer payout?
     Because it's a hassle to give out your interest everyday or even every week.
It is much easier (for me) to just have them every 4 or 8 weeks and keep track via a calendar.

What if I want to add money?
You're allowed one add-on per payout. (so if you're on a weekly payout, you can add money to your account once a week). You MUST PM me before because I deal with a lot of transactions and I don't check my stats log every 5 mins.


Loans: Type 1


(Traditional CW loans. You're loaned money and every now and then pay up an interest fee. When you're done with the loan, you give all the starting money back)
This type of loan is great for keeping in your personal bank and not actually using the money

Loan rates are not determined by payouts but by how much you take out
This is the interest you will have to pay me
Maximum loan: 200,000,000
Minimum loan:200

200-50,000,000: .55%
50,000,001-100,000,000: .51%
100,000,001-200,000,000: .57%

Payouts are done only Daily or Weekly. However, the maximum you can hold the money is a month.

Loans: Type 2

(Real world type loans. You're loaned money and pay it off with a certain amount of payments and interest.
This type of loan is best if you're actually planning on using the money instead of storing it in your personal bank to gain interest.

Loan rates are determined by how many payments you wish to make and how often they occur.
All payments are made weekly.
How many payments you make is decided by you.

Rates This is the formula:
(Amount/Payment) + Amount*Rate
3-7 Payments: 3.6%
8-12 Payments: 3.8%
13-17Payments: 4.1%
18+ Payments: 4.5%

Obviously there is a requirement that your loan must be a minimum of 3 payments. If you want to pay it off in 1 or 2 weeks, look for the Loan Type 1. Sorry.
Maximum payments are 24
Minimum loan:100,000
Maximum loan:300,000,000

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