Loan Type

Interest Rate

Points

APR

Lock Term

30-Year

5.25%

0

5.375%

30 Days

15-Year

4.625%

0

4.925%

30 Days

7/1 ARM

4.625%

0

4.875%

30 Days

5/1 ARM

4.125%

0

4.375%

30 Days

3/1 ARM

3.50%

0

3.75%  

30 Days

6 mth I/O LIBOR

3.25%

0

3.50%

30 Days