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Friday, August 22, 2008
Bad loans up, but community banks keep lending
The Business Journal of the Greater Triad Area - by Matt Evans The Business Journal Serving the Greater Triad Area
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Triad bank stocks get hit, but some rebounding [Greensboro]
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Triad firms yet to see credit crunch best fixed rate loans [Greensboro]
The bad news is that Triad community banks are getting hit with a lot of bad loans. The good news is that banks are still lending money and supporting economic growth.
And one more piece of information community home loans of america that won't be news to many who have filled out a loan application recently: Even though loans are being made, direct plus loans there's a good chance you won't qualify for one unless you can provide more proof than ever before that you'll pay it back.
Whether that news onox loans alberta is refinance home loans good or bad depends on how much you value
credit availability versus conservative banking practices.
Those conclusions are based on a Business Journal analysis of the detailed financial reports to the FDIC from the 10 largest Triad-based community banks covering the second quarter of 2008, and freddiemac home loans help conversations with area bankers and analysts. Banks submit quarterly "call reports" to the federal regulator detailing what kinds of loans it has made and how many have gone bad, among police and fire school loans other things.
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