ACH Direct Deposit
ACH Direct Withdrawal
It’s income tax refund time! Consider direct deposit.
ACH direct deposit is:
ACH direct deposit is also a great way to receive your payroll, pension, Social Security, etc.
Paying bills by check? Consider direct withdrawal.
ACH direct withdrawal is:
For ACH direct deposit or withdrawal, you’ll need our routing number 243381586
and your 4 digit account number.
Please call us if you need any additional information, or have any questions.
New services:
cash, money orders
As our members needs grow and change, we try to do the same. Your credit union now offers
CASH transactions (withdrawals, check cashing)up to $1000.
Personal money orders.
How may we serve you?
Your credit union offers a full range of financial services. Take a look!
** Coming soon – ATM debit cards**
Holiday Hours
Please note the dates that your credit union will be CLOSED in observance of the following holidays
January 17 Martin Luther King Jr. Day
February 21 Presidents Day
March 25 Good Friday
May 30 Memorial Day
July 4 Independence Day
Par value fee
Incorrect address fee
Late payment fee
Although we try to keep membership fees minimal, there are certain instances when we must charge a fee for practices that cost the credit union money.
Please note that all member share accounts must maintain a minimum balance of $25 at all times. If your share account falls below the required minimum balance, we may charge a $5 fee per quarter until the balance is brought back up to $25 or the account is closed.
To keep postage costs down, we may charge a $2.50 fee for any item that is returned due to an incorrect address.
To assist in collection costs, we have instituted a fee of $10 on all late loan payments.
PHEAA Loans
James DeDad Scholarship
Looking for college money? We can help!
Your credit union offers PHEAA / AES loans for students and parents. We also have a student loan repayment program. Information and applications are available at the Credit Union office.
James Dedad scholarship contest: any member between the ages of 18-25 who is planning on attending college in the fall as an undergraduate student is eligible to apply. Prizes are awarded based on written essays – 1st prize up to $5000! Additional details and entry forms will be available at the office after February 1st.
Your son or daughter isn’t a member? Open an account for them today, and they too can experience the benefits of credit union membership!
Annual Dinner Meeting
Saturday, April 9th
Girard American Legion
6:00 cocktails 7:00 dinner
This is your chance to hear about your credit union, vote for the directors, and enjoy a delicious meal. Please call the credit union by March 30th with your reservation. Hope to see you there!
Members $6.00
Non-members $8.00
IRA – it’s not too late!
Contributing to an IRA (individual retirement account) can help ensure a comfortable retirement and may even lessen your income tax obligations. We offer all three IRA types: Traditional, Roth, and Educational.
Please contact the office for contribution limits and details. Your credit union is a great place to save!
You have until April 15th to make an IRA contribution for tax year 2004 – it’s not too late to save!
Statistics as of December 31, 2004
Members 1144
Assets 1,929,094
Shares 1,694,043
Loans 1,489,263
Board of Directors
Roger Diehl President
Connie Badders Vice President
Robert Ryan Treasurer
Mary Louise Little Secretary
Arlene Bailey
Mark Weithman
Kris Russin
Supervisory Committee
Marjorie Burbee Chairperson
Mary Ellen Coonfer
Eleanor Replogle
Carrie Sabella
Loan Officers
Sherri Kaputa-Jarvi
Anna Porter
Staff
Kris Russin Manager
Michele Toney
Susan Rastetter