UNIVERSAL LENDING
"A Mortgage Banker"
3550 Stevens Creek Boulevard, Suite 325, San Jose, CA 95117
Is it taking a long time and many surprises to get from advertised rates to your lock-in rate?

I focus on getting you your custom rate quote quickly by asking as much relevant information up front as possible.  Please call me if you don't have a recent FICO score.

You will receive one custom quote e-mail, so please make sure you are ready to finance your property.

Your rate quote is subject to verification of all the information provided during our underwriting process.  At the end of the underwriting your rate and/or points may change.

If you apply for a loan on the day of the rate quote, you can lock in the quoted rate subject to the terms above.  Your rate lock will prevent financial market swings from affecting your interest rate for a lock-in period.  This lock-in period should be long enough to allow the property to be appraised and loan to be underwritten, typically 30 days.
Welcome Home
Loan Officer: Hari Titan
Tel:
(510) 465-3817
Email:
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