Terms

As each business is unique, so each loan is unique. However, there are certain common terms.
1. Funds available from $2 million
2. Repayment terms – from 5 years up to 15 years
3. All legal and commercially viable industrial business projects world wide considered
4. Annual rates of interest – from a minimum of 2% over the current L.I.B.O.R. (London Inter Bank Offering Rate)
5. Annual rate of interest is defined for each project and calculates on the basis of the loan risks
6. As a rule a rate is fixed
7. Loan currency is USD
8. Loan release is done by the direct fund transference to a client’s bank account

The issue of loan security/collateral is usually one of the most sensitive in loan procedure. As each loan is unique so wll the lender(s) security and collateral requirement(s) be unique, such requirement(s), (made by the lender(s) without our input); should be fully discloseed at the time they issue their Offer Lettre(s), Forward Lettr(s) of Commitments, etc. wherein such may be negotiable.

However, there are two kinds of loan security that are generally found preferrable by clients and usually accepted by most lenders:
1. First rate world bank guarantee
2. In the absence both of the first and the own loan security provided by a client, all the assets (both movable and immovable) connected with a loan and acquired with a loan funds are placed as the loan security till the complete loan re-payment is done by a client.

In order to receive a loan client should have a company bank account in any first rate world bank (not in off-shore zone).