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Provides a death benefit to loved ones in the event of premature death. search uk Sql missing right quote. Gives workers the ability to pass down wealth directly to their children. An unprecedented burst of economic growth. The Cato Institute has outlined the following principles for reform:Solvency is not enough. search uk Federal-inmate-search. Workers deserve the best possible deal for their dollar. With Social Security facing a financial crisis--it will begin running a deficit in just 15 years--much of the attention has been focused on ways to keep the program solvent. Theoretically, this could be accomplished by raising taxes or cutting benefits. search uk Down syndrome information. But Social Security faces a second crisis as well. Young workers will receive a negative rate of return from the program, less back in benefits than they pay in taxes. This low return, and other inequities, particularly disadvantages women, the poor, and minorities. Any Social Security reform must reverse this trend, raising the rate of return and providing higher retirement benefits. Individuals, not government, should invest. The only way to increase Social Security's rate of return is to invest Social security taxes in real capital assets. This should be done through the creation of individually owned accounts, not by allowing the government to directly invest payroll taxes. Individual accounts would give workers ownership and control over their retirement funds, allowing them to accumulate wealth, pass that wealth on to their heirs, and would give them a greater stake in the American economic system.
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