Below are some sample rates for non-smokers.  Coverage for smokers is also available. Special rates for cigar, pipe and chewing tobacco users are available.

In this illustration, each policy pays $250,000 to beneficiaries.

Five-Year Level Ten-Year Level Fifteen Year Level Twenty-Year Level
Age Male Female Male Female Male Female Male Female
25 $142.50 $120 $142.50 $120 $160 $132.50 $180 $145
35 142.50 120 142.50 120 160 142.50 187.50 162.50
45 255 207.50 255 207.50 325 237.50 392.50 282.50
55 557.50 392.50 557.50 392.50 747.50 430 867.50 592.50

First Colony Graded Premium Life Insurance 10/15/20 have guaranteed level rates for the selected period (10, 15 or 20 years) and increase annually thereafter. Colony 5 has a 10-year guaranteed period with a stepped rate for the second five years. All these samples include the $50 annual policy fee. Rates for other underwriting classifications are higher.

For complete rates and illustrations, contact Curtis Turner.

Curtis L. Turner III, CLU, ChFC

P.O. Box 669814

Marietta, GA 30066

cturner@executive-ideas.com

770-992-5313 (Fax)

(770) 992-5313 (Fax)

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